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Archive for the ‘Credit’ Category

Can I receive a paypal check without a bank account for my paypal account?

Saturday, November 7th, 2009
bank account
Help me. asked:

I recently made some money on paypal. My paypal account does not have anything besides my address and phone number etc. I did not use a bank account/credit card/ anything with my paypal account. Can I still receive a check from paypal and cash it at the bank even though I did not register my bank account on paypal?

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When someone is adding you to their bank account, does the bank check the added persons credit and check history?

Tuesday, October 20th, 2009
bank account
reyna00_s asked:

My fiance and I are planning on getting on the same account together. We decided to go through his bank account and he is just going to add me to his account. 6 years ago I apparently had 2 hot checks out that I had written that i didn’t take care of.I’m worried that I wont be able to get added to his account because of my past? I have asked lots of people and get mixed answers! HELP!

How does a creditor find your bank account?

Thursday, October 15th, 2009
bank account
Kay A asked:

There was a levy placed on my current bank account by a bill collecting agency(credit-card debt) and I still owe money. My dilemma is that I was laid off from my job and I cannot afford to pay right now. I want to file my taxes and have the funds go directly to my bank account. If I do open a new bank account and e-file, will the creditor be able to find my new account and place a levy on it? I would also like to know how they find it (bank account), and how long it usually takes.

How long does a closed bank account take to report to ChexSystems?

Wednesday, October 14th, 2009
bank account
kab1234 asked:

Due to a job loss I got in a desperate situation and took advantage of my bank’s courtesy overdraft overdrew the account big-time and I was not able to pay all of it back in time. The bank closed and charged off my account. This bank uses ChexSystems, so how long does it take the bank to report the account?

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