My bank account is in debt with overdraft charges! How do I stop the charges?

asked:


I made a mistake and 3 purchases went past what I had in my bank account. A fee of $30-something dollars was charged for each and every day I’m in the negative zone I get charged an additional $7.00!! How do I get the bank to stop this so I can catch up! I can’t borrow money from anybody cause I’m over a hundred dollars in the negative. If I quit the bank will they stop the charges and just make me pay the remaining fee?
Any advice would be great! Thank You!

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Tags: Money, Negative Zone, Overdraft Charges

3 Responses to “My bank account is in debt with overdraft charges! How do I stop the charges?”

1. largegrasseatingmonster says:

   March 2, 2010 at 5:20 am

   You can’t close your account until you pay them what you owe. If you don’t pay them, they will probably send you to their collections division, which would be bad. You should visit your nearest branch and beg and plead with the branch manager. They are usually in a position to forgive these sorts of things, provided you aren’t a repeat offender. Ask them if they can waive some of the fees. It helps if you have otherwise been in good standing.

   If that doesn’t work, you need to get some cash quickly and bring the account to a zero balance. Either way, talk to the branch manager. They will be able to help you.
2. Judy says:

   March 5, 2010 at 12:59 am

   Go in and talk to them – and take whatever money you have that you can pay on the account. They might waive some of the fees.
3. B.B says:

   March 7, 2010 at 10:13 pm

   Make sure u have money in your bank account..