How do you close a Bank Account, when you are in Bankrupticy, and that account is in there?
youngcheryl2000 asked:
I filed Bankrupicy, I included my bank account as money that I owed them, the bank has not charged off the account or closed it, I am still being charged the $35.00 fee for insufficent funds.
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I filed Bankrupicy, I included my bank account as money that I owed them, the bank has not charged off the account or closed it, I am still being charged the $35.00 fee for insufficent funds.
Check out Anime Figurines
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Your account has been flagged by the national check systems Chex and Cinegy and others. You will be unable to open another bank account anywhere until you make up the money you owe to the bank even if that debt is discharged. In that case, consider your account permanently closed once your bankruptcy is discharged.
Has the bank recieved the paperwork for the bankruptcy yet? If they haven’t that is why they are still showing the account open and negative balance…
I wouldn’t worry about closing it, just open a new account somewhere before your bank adds you to Chexsystems (like a credit report for banks, only once your on you can’t get off for 5 years and the only thing that banks care about is if you have a negative reporting or not).
Has the Bankruptcy already been discharged? . If you already receive the paper from the Court saying that your bankruptcy has been discharged you can call the bank and tell them that you already filed for bankruptcy and you included them in it(this was supposed to be done by your lawyer or whoever filed the bankruptcy for you) , they would ask you the file number and other important information and that should take care of your problem. Good Luck!