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Do I need to transfer money from my bank to my paypal account to buy something?

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Shaylea Bree asked:

I am completely new to paypal. Do I need to manually transfer money from my bank account to my paypal account, even if my paypal account is linked to my bank account?

I just bought something on ebay using my paypal account, but there is no money in the paypal account. Just my bank account that is linked.

Will the buyer still get the money?

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11 Responses to “Do I need to transfer money from my bank to my paypal account to buy something?”

  1. Matthew M says:

    You dont have to. You can buy the item with no money in your PayPal account. Paypal will then debit your bank account later.

  2. I think it’s only if you want to have someone pay you, then their money goes into your paypal account

  3. qwerty says:

    Last time I tried you just need to have a credit card linked. You should be able to draw money directly from your bank account though.

  4. Jeremy says:

    paypal will automatically transfer the money from your account when you purchase something with, no need to do it manually.

  5. Mr Answerman says:

    You don’t need to transfer money.
    Paypal draws it from your verified account for payment.

  6. Slaya09 says:

    You can bill paypal, paypal will withdraw from the bank account registered. If you have money given to your paypal account you will have to transfer that money from your paypal account to your back account.

  7. Lisa K says:

    If your bank account is linked and verified then the money will come from your bank account.

  8. megan h says:

    if your bank account is connected to your paypal account, it will automatically take it so you don’t have to do a thing. i do it all the time!
    if you sell something on ebay or get money into your paypal account somehow, you will have to manually transfer those funds to your bank account and it usually takes 3-4 days. :)

  9. Honest Rob says:

    No it is automatic.

    HOWEVER, you should always buy stuff with credit card… you select the “alternate” pay method.


    Because if you get junk sent to you and have a dispute, PayPal will only refund the cost of the items sold and not the shipping cost.

    So if you buy $50 worth of stuff and you pay $20 shipping, you have paid $70, but only get $50 back in a dispute.

    If you pay by credit card, you can issue a charge back and get your full $70.

    This is the trick to using eBay that the pro always do. And they are quite vocal making fun of those who don’t buy with credit card, when most of them are sellers on eBay.

    PayPal doesn’t treat the buyer as well as the seller.

    Also be aware if you have $0 in your paypal account that your seller may not ship your stuff right away since PayPal must first draft your bank account to get it in your paypal account. Most sellers will not worry about this if you have a ‘confirmed’ address as they are assured the money will be there soon.

  10. Sizz813 says:

    You do not need to transfer money to your Paypal account.

    If you link your bank account to Paypal, and then buy something from Ebay and use your Paypal account to pay for it, you have the option of paying thru your checking account because it is linked.

    What will happen is Paypal will withdrawal money from your bank account and send it directly to Ebay/Seller for your purchase. Kind of like a middleman. You do not get charged for this.

    One thing to note is that you typically will not see the funds withdrawn immediately from your account. It typically takes 1-3 business days to see it in your checking account. Even though it doesn’t show up as ‘pending’, it is still there and will eventually go thru. Just remember to calculate your balance with that Paypal transaction in mind.

    Hope this helps!

  11. Deshaun says:

    I have your answer I reviewed google, yahoo and alexa and support this
    check it out I will post results after I check

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