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How to open a bank account if you are homeless ?

bank account
tulerpeton asked:


To claim for benefits, you need a bank account to receive the money.
- BUT
To open a bank account, you need a residential certificate or something.
- SO
you cannot receive anything !

Is there any other solutions ?

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4 Responses to “How to open a bank account if you are homeless ?”

  1. Amanda h says:

    You may be able to explain the situation to a homeless shelter and see if you can use thier mailing address. Otherwise, perhaps you can explain the situation to a friend or family member

  2. SCH says:

    The bank is legally required to collect a proper physical address from customers due to the Patriot Act. It cannot be a PO box or false address (if the initial mailing the bank sends out comes back they are required to close the account).

    My suggestion to you would be to find a friend or family member who will allow you to use their address as your mailing address. Explain to the bank your situation…as embarasing as it may be…so they can work with you and allow you to get back on your feet.

    Smaller community banks are more likely to do this, larger banks are kind of sticklers to the rules!

  3. Stinker says:

    Just use your grocery cart like a travelling RV. You know how trailer park people live… Yeah just use your grocery card or your fold and go Cardboard. Declare that as you residence… Or better live in front of the bank so the bank can save postage plus you have the same address as your bank..

  4. paul m says:

    talk to Lifeline, Shelter, English Church Housing or another similar organization that has outreach workers who help homeless people get re-housed, including helping them with benefits and bank accounts

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