nomakeup asked:


I’ve never had enough money before to need a bank account. Now that I earn money, what is the process of banking? Do I open a checking or savings account or both? What bank do you use? suggestions pls?

scat3red asked:


I’m starting a business in Costa Rica which requires an offshore bank account. Is it possible to open a business account over the internet with a bank in the Caribbean that doesn’t require a minimum deposit?

I’ve noticed that people usually open an offshore account and start their own company in the Caribbean to avoid paying tax. But is it possible to open a business account with a company started/registered in Costa Rica (not in the Caribbean) instead?

Any information people can provide will be very much appreciated.

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DCPete27 asked:


I have linked accounts with M&T bank. If I need to pay a large bill I will tratnsfer funds from my interest-bearing MM account into my checking. I discovered today that I have a fee for excessive withdrawals. Is this common? I feel that there should be unlimited transfers at the same bank.
Does it really cost a bank anything to electronically move funds from money market to checking? I doubt it does.

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tkessandoh asked:


My friend just got his account garnished today by american express for $19,800. He only had $400 in the account. Now is HSBC bank account balance is (NEGATIVE) $19,400. Does that mean American Express got there money and he owes HSBC? Bank?

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MadgeLivesInMarbleArch asked:


I am contracting as a limited company in the financial services industry in London. Because of new regulations, anyone contracting as a limited company must now have a business bank account. Can anyone in a similar situation recommend/give advice as to the best bank to go with in this case?

I know nothing about business bank accounts, eg how long do they take to set up, what are (if any) the fundamental differences between a business bank account and a personal on etc.

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aawwianng asked:


Does anyone know what the steps are to transfer money from Canada to a Bank of China account in Hong Kong? I don’t have a Bank of China account, but I think I could transfer money via my own bank account, or walk into the Bank of China branch in Canada and do the transfer? However, what is involved with this process? Service charge? How long does it take? How secure is it? If anyone has done it, and can share your knowledge and/or experience, that would be greatly appreciated! Thank you.

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asked:


I made a mistake and 3 purchases went past what I had in my bank account. A fee of $30-something dollars was charged for each and every day I’m in the negative zone I get charged an additional $7.00!! How do I get the bank to stop this so I can catch up! I can’t borrow money from anybody cause I’m over a hundred dollars in the negative. If I quit the bank will they stop the charges and just make me pay the remaining fee?
Any advice would be great! Thank You!

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jsk22671 asked:


I was made bankrupt a few years ago and had an early discharge, Im not back in work and need to open a basic bank account with ATM cash card maybe debit card and direct debit / standing order facilities . It doesnt need overdraft or anything else so to speak. Ive tried a few companys but no luck as of yet .

Any help would be most appreciated.

Cheers fellow answerers.
Sorry , I meant I AM BACK IN WORK NOW.

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PeaceOutCyclist asked:


I need to put some money on my paypal account. I’m 16 years old so, at the moment, I don’t have a bank account or credit card. Is there a way to put money on my paypal like via a prepaid card or something?
Thanks.

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legolas32xx asked:


I recently had a judgement from an old credit card bill, and I just heard of garnishing a bank account, so I was wondering since it is a joint account can they garnish it?

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